banking
IndusInd Bank
INDUSINDBK · Nifty 50
₹936.2
Price 2026-06-17
At a Glance
Fundamental
50/100
ADEQUATE
Trust
90/100
Verification
Coverage
44/100
LIMITED
Quick Take
IndusInd Bank scores 50/100 on fundamentals (adequate). IndusInd Bank: BROAD EXPANSION regime.
Fundamental Score: 50/100 · ADEQUATE · 0 signals detected
DuPont Analysis
ROE -1.5% broken into three drivers. Each shows how efficiently the company generates returns.
ROE of -1.53% is modest leverage-driven and stable. Net margin of -4.4% × asset turnover of 0.04x × leverage of 8.3x. High leverage amplifies returns but increases risk. Low asset turnover is normal for banks.
What This Means
Net margin of -4.4% means the company keeps ₹-4.4 as profit for every ₹100 of revenue. This is a low-margin business. Asset turnover of 0.04x means the company generates ₹0.04 of revenue for every ₹1 of assets. This is a capital-heavy business. Leverage of 8.3x means the company uses significant debt. Higher leverage amplifies returns but also risk.
Margin Structure
Gross
100.0%
Operating
%
Net
-4.4%
Financial Health
Peer Comparison
IndusInd Bank is compared against 10 peers in the banking sector.
Bank Metrics
Return on Assets
-0.18%
Benchmark: >1%
Efficiency Ratio
104.4%
Lower is better
Asset Growth
-1.9%
Year over year
PB Ratio
1.1x
Price to book
ROA of -0.18% is weak (benchmark: >1% for banks). P/B of 1.09x — trading above book. Reasonable valuation for a bank.
Key Watchpoints
Breaks above ₹983 (+5%)
Trend reversal confirmation
Breaks below ₹889 (-5%)
Further downside risk
Banking sector entering leadership
Sector rotation signal
Risk Flags
Working capital is consuming significant cash. Operational efficiency declining.
Potential accounting concerns. Cross-check with earnings quality flags.
No single controlling shareholder. Management may not be aligned with shareholders.
Growth available at reasonable price. Favourable risk-reward.
⚠️ 3 warning flags — monitor closely.
Data Quality
News Correlation
50 articles scanned for fundamental themes