banking · AXISBANK
Axis Bank
Axis Bank: PE above historical average. NARROW LEADERSHIP regime.
Price
₹1,228.9
Price 2026-07-30
5 day
+0.13%
Short-term move
1 month
-8.61%
Medium-term
Regime
NARROW LEADERSHIP
62% confidence
Market cap
₹417.2k Cr
neutral sector flow
Market Intelligence Analyst
Understand today's market in about 2 minutes.
“How does today's NARROW LEADERSHIP regime affect Axis Bank (AXISBANK) in the banking sector?”
Price chart
₹1,224
+2.11% over period
About Axis Bank
Axis Bank Limited provides various financial products and services in India and internationally. The company operates through four segments: Treasury, Retail Banking, Corporate/Wholesale Banking, and Other Banking Business. It provides fixed, recurring, and safe deposits; and saving, salary, current, safe custody, pension disbursement, and demat and trading accounts. The company also offers home, personal, car, two-wheeler, business, commercial vehicle construction equipment, education, gold loans, as well as loans against securities, fixed deposits, properties, and credit cards. In addition, it provides credit and debit cards; mutual funds; governmental investment products, such as public provident fund, floating rate saving bonds, and national pension system; digital gold and sovereign gold bonds; alternate investment products; insurance services, such as life, general, and health insurance; and various forex products and services. The company was formerly known as UTI Bank Limited and changed its name to Axis Bank Limited in July 2007. Axis Bank Limited was incorporated in 1993 and is headquartered in Mumbai, India.
At a Glance
RSI pattern warning
RSI oversold bounces for this stock succeeded only 0% of the time (avg -9.9% over 14 days) — not a reliable pattern.
52-week position
Trading at 86.6% of 52-week high
Technicals
RSI 14
22.7
Trend
downtrend
50 DMA
Below
200 DMA
Below
Key metrics
P/E ratio
15.9
71th pct · 7 quarterly points (limited history)
P/B
1.9
ROE
13.2%
Moderate profitability — 13.2% ROE
Market cap
₹417.2k Cr
Revenue growth
-1100.0% YoY
Promoter
2.8%
52-week range
₹1,042.5 – ₹1,418.3
86.6% of high
RSI (14)
22.7
downtrend
vs 50 DMA
Below
DMA ₹1,304.55
Fundamental
92/100
STRONG
Trust
90/100
Verification
Coverage
100/100
HIGH
Quick Take
Axis Bank scores 92/100 on fundamentals (strong). Axis Bank: PE above historical average. NARROW LEADERSHIP regime.
Fundamental Score: 92/100 · STRONG · 3 signals detected
DuPont Analysis
ROE 13.3% broken into three drivers. Each shows how efficiently the company generates returns.
ROE of 13.25% is moderate leverage-driven and stable. Net margin 31.9%, asset turnover 0.05x, leverage 9.0x. High leverage amplifies returns but increases risk. Low asset turnover is normal for banks.
What This Means
Net margin of 31.9% means the company keeps ₹31.9 as profit for every ₹100 of revenue. This is a healthy margin. Asset turnover of 0.05x means the company generates ₹0.05 of revenue for every ₹1 of assets. This is a capital-heavy business. Leverage of 9.0x means the company uses significant debt. Higher leverage amplifies returns but also risk.
Margin Structure
Gross
100.0%
Operating
%
Net
31.9%
Financial Health
Peer comparison
| Stock | Price | 5D | P/E | ROE | Rev growth | Mcap |
|---|---|---|---|---|---|---|
| HDFCBANK HDFC Bank | ₹753.95 | +0.9% | 18.5 | 13.8% | -180% | ₹12.8L Cr |
| ICICIBANK ICICI Bank | ₹1,433.9 | -0.1% | 18.9 | 16.4% | 6690% | ₹10.1L Cr |
| BANKBARODA Bank of Baroda | ₹241.65 | -0.6% | 6.5 | 12.7% | -760% | ₹1.3L Cr |
| CANBK Canara Bank | ₹124.28 | -0.8% | 5.8 | 15.9% | -4670% | ₹1.1L Cr |
| FEDERALBNK Federal Bank | ₹354.15 | -0.1% | 19 | 11.7% | 1230% | ₹81.8k Cr |
| AUBANK AU Small Finance Bank | ₹1,029.7 | +5.3% | 30.5 | N/A | 3710% | ₹79.8k Cr |
| BANKINDIA Bank of India | ₹137.22 | -3.5% | 6 | 12.1% | 1010% | ₹64.8k Cr |
| BANDHANBNK Bandhan Bank | ₹172.72 | +4.2% | 27 | 4.9% | 11930% | ₹33.0k Cr |
| AXISBANK Axis Bank | ₹1,228.9 | +0.5% | 15.9 | 13.2% | -1100% | ₹4.2L Cr |
Bank Metrics
Return on Assets
1.46%
Benchmark: >1%
Efficiency Ratio
68.1%
Lower is better
Asset Growth
+17.4%
Year over year
PB Ratio
1.9x
Price to book
ROA of 1.46% is strong (benchmark: >1% for banks). Strong asset utilization. P/B of 1.94x — trading above book. Reasonable valuation for a bank.
Key Watchpoints
Breaks above ₹1290 (+5%)
Trend reversal confirmation
Breaks below ₹1167 (-5%)
Further downside risk
PE reverts to median of 14.1 (7 quarterly points (limited history))
Valuation normalization
Banking sector entering leadership
Sector rotation signal
Detected Patterns
Risk Flags
OCF is only -0.3x net income. Profit not converting to cash — aggressive accounting possible.
Aging asset base. Significant capex may be needed soon for replacement.
Working capital is consuming significant cash. Operational efficiency declining.
No single controlling shareholder. Management may not be aligned with shareholders.
Profits are from core operations, not one-offs. High quality.
Growth available at reasonable price. Favourable risk-reward.
Mean recommendation: 1.3/5 (1=Strong Buy, 5=Strong Sell). Institutional confidence is high.
⚠️ 1 critical + 3 warning flags. Exercise caution.
Data Quality
News Correlation
50 articles scanned for fundamental themes
