banking
Federal Bank
FEDERALBNK · Nifty 50
₹322.7
Price 2026-06-17
At a Glance
Fundamental
92/100
STRONG
Trust
90/100
Verification
Coverage
44/100
LIMITED
Quick Take
Federal Bank scores 92/100 on fundamentals (strong). Federal Bank: BROAD EXPANSION regime.
Fundamental Score: 92/100 · STRONG · 2 signals detected
DuPont Analysis
ROE 11.1% broken into three drivers. Each shows how efficiently the company generates returns.
ROE of 11.11% is moderate leverage-driven and stable. Net margin of 27.3% × asset turnover of 0.04x × leverage of 10.0x. High leverage amplifies returns but increases risk. Low asset turnover is normal for banks.
What This Means
Net margin of 27.3% means the company keeps ₹27.3 as profit for every ₹100 of revenue. This is a healthy margin. Asset turnover of 0.04x means the company generates ₹0.04 of revenue for every ₹1 of assets. This is a capital-heavy business. Leverage of 10.0x means the company uses significant debt. Higher leverage amplifies returns but also risk.
Margin Structure
Gross
100.0%
Operating
%
Net
27.3%
Financial Health
Peer Comparison
Federal Bank is compared against 10 peers in the banking sector.
Bank Metrics
Return on Assets
1.11%
Benchmark: >1%
Efficiency Ratio
72.7%
Lower is better
Asset Growth
+11.6%
Year over year
PB Ratio
1.9x
Price to book
ROA of 1.11% is strong (benchmark: >1% for banks). Adequate but room for improvement. P/B of 1.94x — trading above book. Reasonable valuation for a bank.
Key Watchpoints
Breaks above ₹339 (+5%)
Trend reversal confirmation
Breaks below ₹307 (-5%)
Further downside risk
Banking sector entering leadership
Sector rotation signal
Detected Patterns
Risk Flags
Working capital is consuming significant cash. Operational efficiency declining.
No single controlling shareholder. Management may not be aligned with shareholders.
➡️ 2 flags — 0 positive, 2 warning. Mixed profile.
Data Quality
News Correlation
50 articles scanned for fundamental themes