financial_services · PNBHOUSING

PNB Housing Finance

PNB Housing Finance: PE above historical average. NARROW LEADERSHIP regime.

Price

₹1,089.8

Price 2026-07-06

5 day

+3.61%

Short-term move

1 month

+9.23%

Medium-term

Regime

NARROW LEADERSHIP

62% confidence

Market cap

₹28.9k Cr

neutral sector flow

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Price chart

1,056

-1.15% over period

2025-06-02726 – ₹1,1502026-07-02

About PNB Housing Finance

PNB Housing Finance Limited operates as a housing finance company in India. It provides loans to individuals and corporate bodies for purchase, construction, repair, and up-gradation of houses/flats/commercial properties, etc.; residential plot loans and loans for NRIs; loan against property, lease rental discounting, and loans for real estate developers; and home loans and fixed deposit products. The company was incorporated in 1988 and is based in Gurugram, India.

Mortgage FinanceGurugram, IndiaWebsite →

At a Glance

ValuationPE 12.6 (71%ile of 7 quarterly points (limited history), range 8-14). Trading above historical range.
Sector Positionfinancial_services sector. Flow: neutral. is not among current leaders. Regime: NARROW LEADERSHIP (62%).
Historical ContextRSI oversold bounces for this stock succeeded only 0% of the time (avg -13.6% over 14 days) — not a reliable pattern.
Revenue TrendRevenue growing at 2160.0% YoY. Strong revenue growth — 2160.0% YoY

RSI pattern warning

RSI oversold bounces for this stock succeeded only 0% of the time (avg -13.6% over 14 days) — not a reliable pattern.

52-week position

Trading at 97.6% of 52-week high

52W low ₹729.652W high ₹1,116.5

Technicals

RSI 14

78.2

Trend

uptrend

50 DMA

Above

200 DMA

Above

Key metrics

P/E ratio

12.6

71th pct · 7 quarterly points (limited history)

P/B

1.5

ROE

12.7%

Moderate profitability — 12.7% ROE

Market cap

₹28.9k Cr

Revenue growth

2160.0% YoY

Promoter

28.0%

52-week range

₹729.6 – ₹1,116.5

97.6% of high

RSI (14)

78.2

uptrend

vs 50 DMA

Above

DMA ₹1,032.9

Coverage

100/100

HIGH

Quick Take

PNB Housing Finance: PE above historical average. NARROW LEADERSHIP regime.

Peer comparison

StockPrice5DP/EROERev growthMcap
BAJAJFINSV

Bajaj Finserv

₹1,870.7+6.4%30.914.6%530%₹3.0L Cr
BAJAJHLDNG

Bajaj Holdings

₹10,819+3.4%12.412.6%-4830%₹1.2L Cr
ABCAPITAL

Aditya Birla Capital

₹409.75+6.3%28.411.2%770%₹1.1L Cr
360ONE

360 ONE WAM

₹1,133.3+4.0%39.314.4%2690%₹46.8k Cr
ANANDRATHI

Anand Rathi Wealth

₹2,095.5+5.4%87.446.7%4760%₹34.1k Cr
ANGELONE

Angel One

₹345.95+5.2%34.115.5%3350%₹30.7k Cr
AADHARHFC

Aadhar Housing Finance

₹556.5+7.3%2215.8%2090%₹23.9k Cr
APTUS

Aptus Value Housing

₹285.5+6.9%15.220.1%2210%₹14.3k Cr
PNBHOUSING

PNB Housing Finance

₹1,089.8+5.4%12.612.7%2160%₹28.9k Cr

Key Watchpoints

🟢

Breaks above ₹1144 (+5%)

Trend reversal confirmation

🔴

Breaks below ₹1035 (-5%)

Further downside risk

🟡

PE reverts to median of 11.8 (7 quarterly points (limited history))

Valuation normalization

🟢

Financial_Services sector entering leadership

Sector rotation signal

Facts

P/E Ratio
12.6MODERATE
P/B Ratio
1.5HIGH
ROE
1270.0%HIGH
Market Cap
₹2891766.2L CrHIGH
From 52W High
98% of high
Promoter Holding
28.0%MODERATE
Institutional
57.2%
Sector Peers
10

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