financial_services · BAJAJHLDNG
Bajaj Holdings
Bajaj Holdings: PE above historical average. NARROW LEADERSHIP regime.
Price
₹10,949
Price 2026-07-29
5 day
+2.53%
Short-term move
1 month
+4.65%
Medium-term
Regime
NARROW LEADERSHIP
62% confidence
Market cap
₹119.7k Cr
neutral sector flow
Market Intelligence Analyst
Understand today's market in about 2 minutes.
“How does today's NARROW LEADERSHIP regime affect Bajaj Holdings (BAJAJHLDNG) in the financial_services sector?”
Price chart
₹10,810
-21.52% over period
About Bajaj Holdings
Bajaj Holdings & Investment Limited, an investment holding company, operates as a non-banking financial-investment and credit company in India. It invests in listed and unlisted securities of companies. Bajaj Holdings & Investment Limited was incorporated in 1945 and is headquartered in Pune, India.
At a Glance
RSI pattern warning
RSI oversold bounces for this stock succeeded only 0% of the time (avg -10.1% over 14 days) — not a reliable pattern.
52-week position
Trading at 74.2% of 52-week high
Technicals
RSI 14
63.1
Trend
uptrend
50 DMA
Above
200 DMA
Above
Key metrics
P/E ratio
12.4
43th pct · 7 quarterly points (limited history)
P/B
1.6
ROE
12.6%
Moderate profitability — 12.6% ROE
Market cap
₹119.7k Cr
Revenue growth
-4830.0% YoY
Promoter
61.6%
52-week range
₹8,588 – ₹14,763
74.2% of high
RSI (14)
63.1
uptrend
vs 50 DMA
Above
DMA ₹10,485.5
Fundamental
92/100
STRONG
Trust
90/100
Verification
Coverage
89/100
HIGH
Quick Take
Bajaj Holdings scores 92/100 on fundamentals (strong). Bajaj Holdings: PE above historical average. NARROW LEADERSHIP regime.
Fundamental Score: 92/100 · STRONG · 2 signals detected
DuPont Analysis
ROE 13.2% broken into three drivers. Each shows how efficiently the company generates returns.
ROE of 13.17% is moderate margin-driven and stable. Net margin 94.0%, asset turnover 0.12x, leverage 1.2x. Low asset turnover is normal for banks.
What This Means
Net margin of 94.0% means the company keeps ₹94.0 as profit for every ₹100 of revenue. This is a healthy margin. Asset turnover of 0.12x means the company generates ₹0.12 of revenue for every ₹1 of assets. This is a capital-heavy business. Leverage of 1.2x means the company uses moderate debt. Returns are primarily driven by operations, not borrowing.
Margin Structure
Gross
100.0%
Operating
%
Net
94.0%
Financial Health
Peer comparison
| Stock | Price | 5D | P/E | ROE | Rev growth | Mcap |
|---|---|---|---|---|---|---|
| BAJFINANCE Bajaj Finance | ₹1,054.4 | -0.6% | 34.2 | 17.9% | 2680% | ₹6.5L Cr |
| BAJAJFINSV Bajaj Finserv | ₹1,924.4 | +2.6% | 30.9 | 14.6% | 530% | ₹3.0L Cr |
| ABCAPITAL Aditya Birla Capital | ₹397.6 | -0.8% | 28.4 | 11.2% | 770% | ₹1.1L Cr |
| 360ONE 360 ONE WAM | ₹1,161.3 | +6.2% | 39.3 | 14.4% | 2690% | ₹46.8k Cr |
| ANANDRATHI Anand Rathi Wealth | ₹2,035 | -2.1% | 87.4 | 46.7% | 4760% | ₹34.1k Cr |
| ANGELONE Angel One | ₹302.5 | -3.2% | 34.1 | 15.5% | 3350% | ₹30.7k Cr |
| AADHARHFC Aadhar Housing Finance | ₹494.55 | -3.1% | 22 | 15.8% | 2090% | ₹23.9k Cr |
| APTUS Aptus Value Housing | ₹281.85 | -4.3% | 15.2 | 20.1% | 2210% | ₹14.3k Cr |
| BAJAJHLDNG Bajaj Holdings | ₹10,949 | +5.0% | 12.4 | 12.6% | -4830% | ₹1.2L Cr |
Bank Metrics
Return on Assets
11.31%
Benchmark: >1%
Efficiency Ratio
6.0%
Lower is better
Asset Growth
+13.2%
Year over year
PB Ratio
1.6x
Price to book
ROA of 11.31% is strong (benchmark: >1% for banks). Strong asset utilization. P/B of 1.64x — trading above book. Reasonable valuation for a bank.
Key Watchpoints
Breaks above ₹11496 (+5%)
Trend reversal confirmation
Breaks below ₹10402 (-5%)
Further downside risk
PE reverts to median of 12.4 (7 quarterly points (limited history))
Valuation normalization
Financial_Services sector entering leadership
Sector rotation signal
Detected Patterns
Risk Flags
OCF is only 0.5x net income. Profit not converting to cash — aggressive accounting possible.
Significant income from non-operating sources. Core business may be smaller than it appears.
Aging asset base. Significant capex may be needed soon for replacement.
Collection cycle changing. Customers taking longer to pay — monitor DSO.
High revenue multiple. Market pricing in significant growth or margins expansion.
Strong insider alignment. Promoters have significant skin in the game.
⚠️ 1 critical + 4 warning flags. Exercise caution.
Data Quality
News Correlation
50 articles scanned for fundamental themes
