financial_services · PFC
Power Finance Corporation
Power Finance Corporation: PE above historical average. NARROW LEADERSHIP regime.
Price
₹421.1
Price 2026-07-06
5 day
-2.24%
Short-term move
1 month
-2.47%
Medium-term
Regime
NARROW LEADERSHIP
62% confidence
Market cap
₹136.3k Cr
neutral sector flow
FinGenie AI
Get an intelligence answer grounded in today's published data
“How does today's NARROW LEADERSHIP regime affect Power Finance Corporation (PFC) in the financial_services sector?”
Price chart
₹430
+9.53% over period
About Power Finance Corporation
Power Finance Corporation Limited, a non-banking finance company, provides financial products and related advisory services to the power, logistics, and infrastructure sectors in India. The company offers fund-based financial policies and products, such as project-specific funding; a revamped distribution sector scheme; funding for clearance of dues-LPS; a revolving bill payment facility; guidelines for solar and wind power generation projects, as well as for funding private sector independent transmission projects (ITP); a debt refinancing policy; a prepayment policy for solar wind ITP and other projects; takeout financing, asset acquisition, bridge loans, buyer's lines of credit, credit facilities for the purchase of power through power exchanges, and conventional and energy-saving projects; and project, medium, and short-term loan services. Its fund-based financial policies/products also include grants/interest-free loans for studies/consultancies; lease financing for the purchase of equipment and wind power projects; a line of credit for the import of coal; a policy for underwriting of debt; and financial assistance to distribution franchisees. The company also provides non-...
At a Glance
RSI pattern warning
RSI oversold bounces for this stock succeeded only 0% of the time (avg -9.6% over 14 days) — not a reliable pattern.
52-week position
Trading at 86.6% of 52-week high
Technicals
RSI 14
45
Trend
mixed
50 DMA
Below
200 DMA
Above
Key metrics
P/E ratio
5.3
57th pct · 7 quarterly points (limited history)
P/B
1.0
ROE
20.5%
Strong profitability — 20.5% return on equity
Market cap
₹136.3k Cr
Revenue growth
-1540.0% YoY
Promoter
56.0%
52-week range
₹329.9 – ₹486.5
86.6% of high
RSI (14)
45.0
mixed
vs 50 DMA
Below
DMA ₹438.77
Fundamental
79/100
STRONG
Trust
90/100
Verification
Coverage
100/100
HIGH
Quick Take
Power Finance Corporation scores 79/100 on fundamentals (strong). Power Finance Corporation: PE above historical average. NARROW LEADERSHIP regime.
Fundamental Score: 79/100 · STRONG · 1 signals detected
DuPont Analysis
ROE 19.5% broken into three drivers. Each shows how efficiently the company generates returns.
ROE of 19.47% is moderate leverage-driven and stable. Net margin 59.9%, asset turnover 0.03x, leverage 9.4x. High leverage amplifies returns but increases risk. Low asset turnover is normal for banks.
What This Means
Net margin of 59.9% means the company keeps ₹59.9 as profit for every ₹100 of revenue. This is a healthy margin. Asset turnover of 0.03x means the company generates ₹0.03 of revenue for every ₹1 of assets. This is a capital-heavy business. Leverage of 9.4x means the company uses significant debt. Higher leverage amplifies returns but also risk.
Margin Structure
Gross
100.0%
Operating
%
Net
59.9%
Financial Health
Peer comparison
| Stock | Price | 5D | P/E | ROE | Rev growth | Mcap |
|---|---|---|---|---|---|---|
| BAJAJFINSV Bajaj Finserv | ₹1,870.7 | +6.4% | 30.9 | 14.6% | 530% | ₹3.0L Cr |
| BAJAJHLDNG Bajaj Holdings | ₹10,819 | +3.4% | 12.4 | 12.6% | -4830% | ₹1.2L Cr |
| ABCAPITAL Aditya Birla Capital | ₹409.75 | +6.3% | 28.4 | 11.2% | 770% | ₹1.1L Cr |
| 360ONE 360 ONE WAM | ₹1,133.3 | +4.0% | 39.3 | 14.4% | 2690% | ₹46.8k Cr |
| ANANDRATHI Anand Rathi Wealth | ₹2,095.5 | +5.4% | 87.4 | 46.7% | 4760% | ₹34.1k Cr |
| ANGELONE Angel One | ₹345.95 | +5.2% | 34.1 | 15.5% | 3350% | ₹30.7k Cr |
| AADHARHFC Aadhar Housing Finance | ₹556.5 | +7.3% | 22 | 15.8% | 2090% | ₹23.9k Cr |
| APTUS Aptus Value Housing | ₹285.5 | +6.9% | 15.2 | 20.1% | 2210% | ₹14.3k Cr |
| PFC Power Finance Corporation | ₹421.1 | -0.8% | 5.3 | 20.5% | -1540% | ₹1.4L Cr |
Bank Metrics
Return on Assets
2.08%
Benchmark: >1%
Efficiency Ratio
40.1%
Lower is better
Asset Growth
+5.6%
Year over year
PB Ratio
1.0x
Price to book
ROA of 2.08% is strong (benchmark: >1% for banks). Strong asset utilization. P/B of 1.03x — trading above book. Reasonable valuation for a bank.
Key Watchpoints
Breaks above ₹442 (+5%)
Trend reversal confirmation
Breaks below ₹400 (-5%)
Further downside risk
PE reverts to median of 5.2 (7 quarterly points (limited history))
Valuation normalization
Financial_Services sector entering leadership
Sector rotation signal
Detected Patterns
Risk Flags
OCF is only -0.2x net income. Profit not converting to cash — aggressive accounting possible.
Elevated risk score. Review audit, board, and shareholder rights metrics.
Working capital is consuming significant cash. Operational efficiency declining.
Potential accounting concerns. Cross-check with earnings quality flags.
Governance structure concerns. Independent director representation may be weak.
Profits are from core operations, not one-offs. High quality.
Strong insider alignment. Promoters have significant skin in the game.
🔴 2 CRITICAL flags — significant concerns. Investigate before investing.
Data Quality
News Correlation
50 articles scanned for fundamental themes