financial_services · M_AND_M_FIN
M&M Financial Services
M&M Financial Services: PE above historical average. ROTATIONAL regime.
Price
₹382.45
Price 2026-08-20
5 day
-1.96%
Short-term move
1 month
+9.32%
Medium-term
Regime
ROTATIONAL
68% confidence
Market cap
₹46.2k Cr
neutral sector flow
Market Intelligence Analyst
Understand today's market in about 2 minutes.
“How does today's ROTATIONAL regime affect M&M Financial Services (M_AND_M_FIN) in the financial_services sector?”
Price chart
₹386
+48.62% over period
About M&M Financial Services
Mahindra & Mahindra Financial Services Limited, a non-banking financial company, engages in vehicle financing business in India. The company operates through Financing Activities and Other Reconciling Items segments. It offers financing for new and pre-owned auto, utility vehicles, tractors, passenger cars, and commercial vehicles; and vehicle leasing solutions through its digital platform Quiklyz to fleet operators, farmers, businesses, self-employed, and salaried individuals. The company also provides loan against property, equipment finance, working capital finance, and supply chain finance for micro, small and medium enterprises (MSME); housing loans; asset management and trusteeship services; insurance broking; fixed deposits; mutual funds; and engages in insurance distribution. Mahindra & Mahindra Financial Services Limited was incorporated in 1991 and is headquartered in Mumbai, India. Mahindra & Mahindra Financial Services Limited is a subsidiary of Mahindra & Mahindra Limited.
At a Glance
RSI pattern warning
RSI oversold bounces for this stock succeeded only 0% of the time (avg -12.9% over 14 days) — not a reliable pattern.
52-week position
Trading at 92.8% of 52-week high
Technicals
RSI 14
44.4
Trend
uptrend
50 DMA
Above
200 DMA
Above
Key metrics
P/E ratio
15.9
43th pct · 7 quarterly points (limited history)
P/B
1.7
ROE
11.9%
Moderate profitability — 11.9% ROE
Market cap
₹46.2k Cr
Revenue growth
5420.0% YoY
Promoter
53.6%
52-week range
₹246.35 – ₹412.2
92.8% of high
RSI (14)
44.4
uptrend
vs 50 DMA
Above
DMA ₹346
Coverage
100/100
HIGH
Quick Take
M&M Financial Services: PE above historical average. ROTATIONAL regime.
Peer comparison
| Stock | Price | 5D | P/E | ROE | Rev growth | Mcap |
|---|---|---|---|---|---|---|
| BAJAJFINSV Bajaj Finserv | ₹2,016 | -0.4% | 30.9 | 14.6% | 530% | ₹3.0L Cr |
| BAJAJHLDNG Bajaj Holdings | ₹11,368 | -1.1% | 12.4 | 12.6% | -4830% | ₹1.2L Cr |
| ABCAPITAL Aditya Birla Capital | ₹409 | +0.3% | 28.4 | 11.2% | 770% | ₹1.1L Cr |
| 360ONE 360 ONE WAM | ₹1,203 | +1.7% | 39.3 | 14.4% | 2690% | ₹46.8k Cr |
| ANANDRATHI Anand Rathi Wealth | ₹2,171.1 | -1.3% | 87.4 | 46.7% | 4760% | ₹34.1k Cr |
| ANGELONE Angel One | ₹289.5 | -0.9% | 34.1 | 15.5% | 3350% | ₹30.7k Cr |
| AADHARHFC Aadhar Housing Finance | ₹474.95 | -5.6% | 22 | 15.8% | 2090% | ₹23.9k Cr |
| APTUS Aptus Value Housing | ₹253.3 | -0.2% | 15.2 | 20.1% | 2210% | ₹14.3k Cr |
| M_AND_M_FIN M&M Financial Services | ₹382.45 | -3.5% | 15.9 | 11.9% | 5420% | ₹46.2k Cr |
Tensions to watch
Promoter holding at 53.6% — neither distress selling nor aggressive buying
No strong insider signal. Watch for changes in promoter stake as a leading indicator.
Key Watchpoints
Breaks above ₹402 (+5%)
Trend reversal confirmation
Breaks below ₹363 (-5%)
Further downside risk
PE reverts to median of 15.9 (7 quarterly points (limited history))
Valuation normalization
Financial_Services sector entering leadership
Sector rotation signal
