financial_services · LTF
L&T Finance
L&T Finance: PE above historical average. ROTATIONAL regime.
Price
₹314.75
Price 2026-08-20
5 day
+2.76%
Short-term move
1 month
+2.61%
Medium-term
Regime
ROTATIONAL
68% confidence
Market cap
₹83.7k Cr
neutral sector flow
Market Intelligence Analyst
Understand today's market in about 2 minutes.
“How does today's ROTATIONAL regime affect L&T Finance (LTF) in the financial_services sector?”
Price chart
₹325
+60.03% over period
About L&T Finance
L&T Finance Limited, a non-banking financial company, provides various financial products and services in India. It offers housing loans; personal loans for medical emergencies, home renovation, wedding, vacation, education, and debt consolidation; two-wheeler loans; business loans, such as SME, doctor, chartered accountant, and professional loans, as well as supply chain financing solutions; rural loans comprising vikaas loans, vishwas loans, pragati loans, RLAP balance transfer, and micro loans against property; farmer loans, including new tractor loans, agri-implement loans, kisan suvidha top up, kisan suvidha top up plus, refinance loan, and warehouse receipt finance services; gold loans, such as sukhad loan, sampati loan, saraswati loan, safalta loan, sugam loan, and shubh loan; and loans against property. The company was formerly known as L&T Finance Holdings Limited and changed its name to L&T Finance Limited in March 2024. The company was incorporated in 1994 and is headquartered in Mumbai, India. L&T Finance Limited operates as a subsidiary of Larsen & Toubro Limited.
At a Glance
RSI pattern warning
RSI oversold bounces for this stock succeeded only 0% of the time (avg -11.7% over 14 days) — not a reliable pattern.
52-week position
Trading at 93% of 52-week high
Technicals
RSI 14
55.9
Trend
uptrend
50 DMA
Above
200 DMA
Above
Key metrics
P/E ratio
28.1
86th pct · 7 quarterly points (limited history)
P/B
3.0
ROE
11.1%
Moderate profitability — 11.1% ROE
Market cap
₹83.7k Cr
Revenue growth
3190.0% YoY
Promoter
66.0%
52-week range
₹194.4 – ₹338.6
93% of high
RSI (14)
55.9
uptrend
vs 50 DMA
Above
DMA ₹308.03
Coverage
100/100
HIGH
Quick Take
L&T Finance: PE above historical average. ROTATIONAL regime.
Peer comparison
| Stock | Price | 5D | P/E | ROE | Rev growth | Mcap |
|---|---|---|---|---|---|---|
| BAJAJFINSV Bajaj Finserv | ₹2,016 | -0.4% | 30.9 | 14.6% | 530% | ₹3.0L Cr |
| BAJAJHLDNG Bajaj Holdings | ₹11,368 | -1.1% | 12.4 | 12.6% | -4830% | ₹1.2L Cr |
| ABCAPITAL Aditya Birla Capital | ₹409 | +0.3% | 28.4 | 11.2% | 770% | ₹1.1L Cr |
| 360ONE 360 ONE WAM | ₹1,203 | +1.7% | 39.3 | 14.4% | 2690% | ₹46.8k Cr |
| ANANDRATHI Anand Rathi Wealth | ₹2,171.1 | -1.3% | 87.4 | 46.7% | 4760% | ₹34.1k Cr |
| ANGELONE Angel One | ₹289.5 | -0.9% | 34.1 | 15.5% | 3350% | ₹30.7k Cr |
| AADHARHFC Aadhar Housing Finance | ₹474.95 | -5.6% | 22 | 15.8% | 2090% | ₹23.9k Cr |
| APTUS Aptus Value Housing | ₹253.3 | -0.2% | 15.2 | 20.1% | 2210% | ₹14.3k Cr |
| LTF L&T Finance | ₹314.75 | -0.2% | 28.1 | 11.1% | 3190% | ₹83.7k Cr |
Key Watchpoints
Breaks above ₹330 (+5%)
Trend reversal confirmation
Breaks below ₹299 (-5%)
Further downside risk
PE reverts to median of 18.7 (7 quarterly points (limited history))
Valuation normalization
Financial_Services sector entering leadership
Sector rotation signal
