insurance
Go Digit Insurance
GODIGIT · Nifty 50
₹295.1
Price 2026-06-17
At a Glance
Fundamental
92/100
STRONG
Trust
90/100
Verification
Coverage
44/100
LIMITED
Quick Take
Go Digit Insurance scores 92/100 on fundamentals (strong). Go Digit Insurance: BROAD EXPANSION regime.
Fundamental Score: 92/100 · STRONG · 2 signals detected
DuPont Analysis
ROE 11.6% broken into three drivers. Each shows how efficiently the company generates returns.
ROE of 11.59% is moderate leverage-driven and stable. Net margin of 5.4% × asset turnover of 0.41x × leverage of 5.3x. High leverage amplifies returns but increases risk.
What This Means
Net margin of 5.4% means the company keeps ₹5.4 as profit for every ₹100 of revenue. This is a moderate-margin business. Asset turnover of 0.41x means the company generates ₹0.41 of revenue for every ₹1 of assets. This is a capital-heavy business. Leverage of 5.3x means the company uses significant debt. Higher leverage amplifies returns but also risk.
Margin Structure
Gross
100.0%
Operating
%
Net
5.4%
Financial Health
Peer Comparison
Go Digit Insurance is compared against 6 peers in the insurance sector.
Bank Metrics
Return on Assets
2.18%
Benchmark: >1%
Efficiency Ratio
94.6%
Lower is better
Asset Growth
+14.7%
Year over year
PB Ratio
5.9x
Price to book
ROA of 2.18% is strong (benchmark: >1% for banks). Strong asset utilization. P/B of 5.94x — trading above book. Premium valuation — market pricing in high growth expectations.
Key Watchpoints
Breaks above ₹310 (+5%)
Trend reversal confirmation
Breaks below ₹280 (-5%)
Further downside risk
Insurance sector entering leadership
Sector rotation signal
Detected Patterns
Risk Flags
Strong insider alignment. Promoters have significant skin in the game.
➡️ 1 flags — 1 positive, 0 warning. Mixed profile.
Data Quality
News Correlation
50 articles scanned for fundamental themes