insurance · ICICIGI

ICICI Lombard General Insurance

ICICI Lombard General Insurance: PE below historical average. NARROW LEADERSHIP regime.

Price

₹1,637.9

Price 2026-07-30

5 day

-1.44%

Short-term move

1 month

-5.96%

Medium-term

Regime

NARROW LEADERSHIP

62% confidence

Market cap

₹89.6k Cr

neutral sector flow

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How does today's NARROW LEADERSHIP regime affect ICICI Lombard General Insurance (ICICIGI) in the insurance sector?

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Price chart

1,684

-17.20% over period

2025-06-301,585 – ₹2,0772026-07-28

About ICICI Lombard General Insurance

ICICI Lombard General Insurance Company Limited provides various general insurance products and services in India. The company primarily offers fire, marine, cargo, engineering, aviation, public/product liability, employee group, workmen's compensation, cyber, personal accident, and travel insurance solutions. It also provides credit, crop, cattle, weather, mass health, and motor, as well as home insurance solutions. In addition, the company offers underwriting and claims, customer relationship, technology, operations, finance and accounts, human resources, , actuarial, marketing, business analytics, administration, and fraud control, as well as reinsurance solutions. It serves its customers comprising individuals, corporates, state and central governments, government-owned enterprises, and rural customers, as well as micro, small, and medium enterprises through agents, brokers, bancassurance, motor insurance service providers, and online platforms. The company was incorporated in 2000 and is based in Mumbai, India. ICICI Lombard General Insurance Company Limited operates as a subsidiary of ICICI Bank Limited.

Insurance - DiversifiedMumbai, India15,008 employeesWebsite →

At a Glance

ValuationPE 32.5 (29%ile of 7 quarterly points (limited history), range 31-44). Trading below historical range.
Sector Positioninsurance sector. Flow: neutral. is not among current leaders. Regime: NARROW LEADERSHIP (62%).
Historical ContextRSI oversold bounces for this stock succeeded only 0% of the time (avg -6.9% over 14 days) — not a reliable pattern.
Revenue TrendRevenue growing at 1220.0% YoY. Strong revenue growth — 1220.0% YoY

RSI pattern warning

RSI oversold bounces for this stock succeeded only 0% of the time (avg -6.9% over 14 days) — not a reliable pattern.

52-week position

Trading at 79.3% of 52-week high

52W low ₹1,629.552W high ₹2,064.9

Technicals

RSI 14

29.8

Trend

downtrend

50 DMA

Below

200 DMA

Below

Key metrics

P/E ratio

32.5

29th pct · 7 quarterly points (limited history)

P/B

5.6

ROE

17.9%

Moderate profitability — 17.9% ROE

Market cap

₹89.6k Cr

Revenue growth

1220.0% YoY

Promoter

2.4%

52-week range

₹1,629.5 – ₹2,064.9

79.3% of high

RSI (14)

29.8

downtrend

vs 50 DMA

Below

DMA ₹1,752.31

Coverage

89/100

HIGH

Quick Take

ICICI Lombard General Insurance: PE below historical average. NARROW LEADERSHIP regime.

Peer comparison

StockPrice5DP/EROERev growthMcap
SBILIFE

SBI Life Insurance

₹1,877.5+1.3%74.313.7%-8220%₹1.8L Cr
HDFCLIFE

HDFC Life Insurance

₹545.4-1.0%64.611.3%-1770%₹1.2L Cr
MFSL

Max Financial Services

₹1,510.8+0.5%678.91.6%-4020%₹55.3k Cr
STARHEALTH

Star Health Insurance

₹610.4+5.8%62.2N/A1380%₹34.7k Cr
GODIGIT

Go Digit Insurance

₹254.95-9.2%5311.7%2260%₹28.8k Cr
ICICIGI

ICICI Lombard General Insurance

₹1,637.9+1.2%32.517.9%1220%₹89.6k Cr

Tensions to watch

PE in bottom 29% historically — undervaluation or fundamental deterioration?

Low PE can signal value OR declining growth expectations. Check recent earnings and sector outlook.

Key Watchpoints

🟢

Breaks above ₹1720 (+5%)

Trend reversal confirmation

🔴

Breaks below ₹1556 (-5%)

Further downside risk

🟡

PE reverts to median of 34.1 (7 quarterly points (limited history))

Valuation normalization

🟢

Insurance sector entering leadership

Sector rotation signal

Facts

P/E Ratio
32.5MODERATE
P/B Ratio
5.6HIGH
ROE
1785.0%HIGH
Market Cap
₹8959473.1L CrHIGH
From 52W High
79% of high
Promoter Holding
2.4%MODERATE
Institutional
83.2%
Sector Peers
5
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