insurance · ICICIGI
ICICI Lombard General Insurance
ICICI Lombard General Insurance: PE below historical average. NARROW LEADERSHIP regime.
Price
₹1,637.9
Price 2026-07-30
5 day
-1.44%
Short-term move
1 month
-5.96%
Medium-term
Regime
NARROW LEADERSHIP
62% confidence
Market cap
₹89.6k Cr
neutral sector flow
Market Intelligence Analyst
Understand today's market in about 2 minutes.
“How does today's NARROW LEADERSHIP regime affect ICICI Lombard General Insurance (ICICIGI) in the insurance sector?”
Price chart
₹1,684
-17.20% over period
About ICICI Lombard General Insurance
ICICI Lombard General Insurance Company Limited provides various general insurance products and services in India. The company primarily offers fire, marine, cargo, engineering, aviation, public/product liability, employee group, workmen's compensation, cyber, personal accident, and travel insurance solutions. It also provides credit, crop, cattle, weather, mass health, and motor, as well as home insurance solutions. In addition, the company offers underwriting and claims, customer relationship, technology, operations, finance and accounts, human resources, , actuarial, marketing, business analytics, administration, and fraud control, as well as reinsurance solutions. It serves its customers comprising individuals, corporates, state and central governments, government-owned enterprises, and rural customers, as well as micro, small, and medium enterprises through agents, brokers, bancassurance, motor insurance service providers, and online platforms. The company was incorporated in 2000 and is based in Mumbai, India. ICICI Lombard General Insurance Company Limited operates as a subsidiary of ICICI Bank Limited.
At a Glance
RSI pattern warning
RSI oversold bounces for this stock succeeded only 0% of the time (avg -6.9% over 14 days) — not a reliable pattern.
52-week position
Trading at 79.3% of 52-week high
Technicals
RSI 14
29.8
Trend
downtrend
50 DMA
Below
200 DMA
Below
Key metrics
P/E ratio
32.5
29th pct · 7 quarterly points (limited history)
P/B
5.6
ROE
17.9%
Moderate profitability — 17.9% ROE
Market cap
₹89.6k Cr
Revenue growth
1220.0% YoY
Promoter
2.4%
52-week range
₹1,629.5 – ₹2,064.9
79.3% of high
RSI (14)
29.8
downtrend
vs 50 DMA
Below
DMA ₹1,752.31
Coverage
89/100
HIGH
Quick Take
ICICI Lombard General Insurance: PE below historical average. NARROW LEADERSHIP regime.
Peer comparison
| Stock | Price | 5D | P/E | ROE | Rev growth | Mcap |
|---|---|---|---|---|---|---|
| SBILIFE SBI Life Insurance | ₹1,877.5 | +1.3% | 74.3 | 13.7% | -8220% | ₹1.8L Cr |
| HDFCLIFE HDFC Life Insurance | ₹545.4 | -1.0% | 64.6 | 11.3% | -1770% | ₹1.2L Cr |
| MFSL Max Financial Services | ₹1,510.8 | +0.5% | 678.9 | 1.6% | -4020% | ₹55.3k Cr |
| STARHEALTH Star Health Insurance | ₹610.4 | +5.8% | 62.2 | N/A | 1380% | ₹34.7k Cr |
| GODIGIT Go Digit Insurance | ₹254.95 | -9.2% | 53 | 11.7% | 2260% | ₹28.8k Cr |
| ICICIGI ICICI Lombard General Insurance | ₹1,637.9 | +1.2% | 32.5 | 17.9% | 1220% | ₹89.6k Cr |
Tensions to watch
PE in bottom 29% historically — undervaluation or fundamental deterioration?
Low PE can signal value OR declining growth expectations. Check recent earnings and sector outlook.
Key Watchpoints
Breaks above ₹1720 (+5%)
Trend reversal confirmation
Breaks below ₹1556 (-5%)
Further downside risk
PE reverts to median of 34.1 (7 quarterly points (limited history))
Valuation normalization
Insurance sector entering leadership
Sector rotation signal