financial_services · SBICARD
SBI Cards
SBI Cards: PE below historical average. NARROW LEADERSHIP regime.
Price
₹603.5
Price 2026-07-06
5 day
+1.23%
Short-term move
1 month
+2.36%
Medium-term
Regime
NARROW LEADERSHIP
62% confidence
Market cap
₹57.6k Cr
neutral sector flow
FinGenie AI
Get an intelligence answer grounded in today's published data
“How does today's NARROW LEADERSHIP regime affect SBI Cards (SBICARD) in the financial_services sector?”
Price chart
₹605
-34.32% over period
About SBI Cards
SBI Cards and Payment Services Limited, a non-banking financial company, provides credit cards to individual and corporate customers in India. The company offers corporate, central travel, utility, and corporate purchase and virtual cards. It also acts as a corporate insurance agent for selling insurance policies to credit card customers. The company was incorporated in 1998 and is headquartered in Gurugram, India. SBI Cards and Payment Services Limited operates as a subsidiary of State Bank of India.
At a Glance
RSI pattern warning
RSI oversold bounces for this stock succeeded only 0% of the time (avg -7.5% over 14 days) — not a reliable pattern.
52-week position
Trading at 60.1% of 52-week high
Technicals
RSI 14
41.4
Trend
downtrend
50 DMA
Below
200 DMA
Below
Key metrics
P/E ratio
26.6
29th pct · 7 quarterly points (limited history)
P/B
3.7
ROE
14.7%
Moderate profitability — 14.7% ROE
Market cap
₹57.6k Cr
Revenue growth
1860.0% YoY
Promoter
68.6%
52-week range
₹565.45 – ₹1,004.75
60.1% of high
RSI (14)
41.4
downtrend
vs 50 DMA
Below
DMA ₹622.18
Coverage
100/100
HIGH
Quick Take
SBI Cards: PE below historical average. NARROW LEADERSHIP regime.
Peer comparison
| Stock | Price | 5D | P/E | ROE | Rev growth | Mcap |
|---|---|---|---|---|---|---|
| BAJAJFINSV Bajaj Finserv | ₹1,870.7 | +6.4% | 30.9 | 14.6% | 530% | ₹3.0L Cr |
| BAJAJHLDNG Bajaj Holdings | ₹10,819 | +3.4% | 12.4 | 12.6% | -4830% | ₹1.2L Cr |
| ABCAPITAL Aditya Birla Capital | ₹409.75 | +6.3% | 28.4 | 11.2% | 770% | ₹1.1L Cr |
| 360ONE 360 ONE WAM | ₹1,133.3 | +4.0% | 39.3 | 14.4% | 2690% | ₹46.8k Cr |
| ANANDRATHI Anand Rathi Wealth | ₹2,095.5 | +5.4% | 87.4 | 46.7% | 4760% | ₹34.1k Cr |
| ANGELONE Angel One | ₹345.95 | +5.2% | 34.1 | 15.5% | 3350% | ₹30.7k Cr |
| AADHARHFC Aadhar Housing Finance | ₹556.5 | +7.3% | 22 | 15.8% | 2090% | ₹23.9k Cr |
| APTUS Aptus Value Housing | ₹285.5 | +6.9% | 15.2 | 20.1% | 2210% | ₹14.3k Cr |
| SBICARD SBI Cards | ₹603.5 | +0.3% | 26.6 | 14.7% | 1860% | ₹57.6k Cr |
Tensions to watch
PE in bottom 29% historically — undervaluation or fundamental deterioration?
Low PE can signal value OR declining growth expectations. Check recent earnings and sector outlook.
Key Watchpoints
Breaks above ₹634 (+5%)
Trend reversal confirmation
Breaks below ₹573 (-5%)
Further downside risk
PE reverts to median of 36.7 (7 quarterly points (limited history))
Valuation normalization
Financial_Services sector entering leadership
Sector rotation signal