banking
Indian Bank
INDIANB · Nifty 50
₹876.35
Price 2026-06-17
At a Glance
Fundamental
92/100
STRONG
Trust
90/100
Verification
Coverage
44/100
LIMITED
Quick Take
Indian Bank scores 92/100 on fundamentals (strong). Indian Bank: BROAD EXPANSION regime.
Fundamental Score: 92/100 · STRONG · 2 signals detected
DuPont Analysis
ROE 14.5% broken into three drivers. Each shows how efficiently the company generates returns.
ROE of 14.46% is moderate leverage-driven and stable. Net margin of 30.6% × asset turnover of 0.04x × leverage of 12.4x. High leverage amplifies returns but increases risk. Low asset turnover is normal for banks.
What This Means
Net margin of 30.6% means the company keeps ₹30.6 as profit for every ₹100 of revenue. This is a healthy margin. Asset turnover of 0.04x means the company generates ₹0.04 of revenue for every ₹1 of assets. This is a capital-heavy business. Leverage of 12.4x means the company uses significant debt. Higher leverage amplifies returns but also risk.
Margin Structure
Gross
100.0%
Operating
%
Net
30.6%
Financial Health
Peer Comparison
Indian Bank is compared against 10 peers in the banking sector.
Bank Metrics
Return on Assets
1.17%
Benchmark: >1%
Efficiency Ratio
69.4%
Lower is better
Asset Growth
+13.1%
Year over year
PB Ratio
1.4x
Price to book
ROA of 1.17% is strong (benchmark: >1% for banks). Adequate but room for improvement. P/B of 1.42x — trading above book. Reasonable valuation for a bank.
Key Watchpoints
Breaks above ₹920 (+5%)
Trend reversal confirmation
Breaks below ₹833 (-5%)
Further downside risk
Banking sector entering leadership
Sector rotation signal
Detected Patterns
Risk Flags
Profits are from core operations, not one-offs. High quality.
Strong insider alignment. Promoters have significant skin in the game.
➡️ 2 flags — 2 positive, 0 warning. Mixed profile.
Data Quality
News Correlation
50 articles scanned for fundamental themes