capital_goods

Cummins India

CUMMINSIND · Nifty 50

5,833

Price 2026-06-17

BROAD EXPANSION73% confidence

At a Glance

Sector Positioncapital_goods sector. Flow: neutral. is not among current leaders. Regime: BROAD EXPANSION (73%).
Fundamental Score80/100 (STRONG). 1 positive flags, 2 concerns.
Historical Context168 similar technical setups. Average outcome: -8.9% decline. 0% positive.

Fundamental

80/100

STRONG

Trust

95/100

Verification

Coverage

44/100

LIMITED

Quick Take

Cummins India scores 80/100 on fundamentals (strong). Cummins India: BROAD EXPANSION regime.

Fundamental Score: 80/100 · STRONG · 2 signals detected

DuPont Analysis

ROE 26.8% broken into three drivers. Each shows how efficiently the company generates returns.

ROE26.8%=
20.2%Net Margin
×
1.0xTurnover
×
1.3xLeverage

ROE of 26.78% is strong efficiency-driven and stable. Net margin of 20.2% × asset turnover of 1.0x × leverage of 1.3x.

What This Means

Net margin of 20.2% means the company keeps ₹20.2 as profit for every ₹100 of revenue. This is a healthy margin. Asset turnover of 1.00x means the company efficiently uses its assets to generate revenue. Leverage of 1.3x means the company uses moderate debt. Returns are primarily driven by operations, not borrowing.

Margin Structure

Gross

36.0%

Operating

26.4%

Net

20.2%

improving

Gross margin 36.0% → operating margin 26.4% → net margin 20.2%. Margins are IMPROVING. Strong pricing power with stable gross margins suggests the improvement is from operating leverage — sustainable.

Financial Health

Earnings Quality

WEAK

Cash flow only covers 0.8x of net income — earnings quality is WEAK. Profit may not be converting to cash. Check receivables and inventory.

Debt Sustainability

COMFORTABLE

Interest covered 195.9x — very comfortable. Debt service is not a concern.

Free Cash Flow

MODERATE

FCF margin at 13.2% — strong cash generation. Business is self-funding.

Peer Comparison

Cummins India is compared against 10 peers in the capital_goods sector.

Key Watchpoints

🟢

Breaks above ₹6125 (+5%)

Trend reversal confirmation

🔴

Breaks below ₹5541 (-5%)

Further downside risk

🟢

Capital_Goods sector entering leadership

Sector rotation signal

Detected Patterns

➡️ Leverage Slowly Rising: Debt growing faster (23.1%) than equity (12.1%)
⚠️ Low Earnings Quality: Cash flow only 0.8x earnings — weak cash conversion

Risk Flags

⚠️ 2 Warning1 Positive3 total flags
⚠️Cash covers 20% of current liabilities
Balance Sheet

Tight liquidity. Monitor cash position and access to credit lines.

⚠️Price/Sales: 13.4x — expensive on revenue basis
Valuation

High revenue multiple. Market pricing in significant growth or margins expansion.

Minimal unusual items — clean earnings
Earnings Quality

Profits are from core operations, not one-offs. High quality.

➡️ 3 flags — 1 positive, 2 warning. Mixed profile.

Data Quality

95/100All ratios self-computed from verified sources. 🟢 5 years of financial data — sufficient for trend analysis

News Correlation

margin pressure (4)management outlook (4)
⚠️ Our margin analysis (improving) contradicts news reports of margin pressure — investigate

50 articles scanned for fundamental themes

Facts

P/E Ratio
65.8UNAVAILABLE
P/B Ratio
18.4HIGH
Market Cap
₹15582797.5L CrHIGH
From 52W High
96% of high
Sector Peers
10
Cummins India Stock Analysis, Valuation, Fundamentals & Intelligence | FynSight