financial_services · CREDITACC

CreditAccess Grameen

CreditAccess Grameen: PE above historical average. NARROW LEADERSHIP regime.

Price

₹1,587.1

Price 2026-07-06

5 day

+5.64%

Short-term move

1 month

+25.56%

Medium-term

Regime

NARROW LEADERSHIP

62% confidence

Market cap

₹25.3k Cr

neutral sector flow

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Price chart

1,543

+33.31% over period

2025-06-021,093 – ₹1,5772026-07-02

About CreditAccess Grameen

CreditAccess Grameen Limited, a non-banking financial company, provides micro finance services for women from poor and low-income households in India. The company offers microcredit loans for income generation, home improvement, emergency, family welfare, and Grameen Unnati, as well as Grameen Suraksha, Grameen Sanchay, life insurance, and national pension schemes. It also provides retail finance loans, such as Grameen Vikas, Unnati loan, Grameen two-wheeler, Grameen Vishesh loan, and Grameen housing loan. In addition, the company offers digital lending products comprising Grameen Mahi, a customer app, Pragathi digital and multi-purpose digital loans. The company was formerly known as Grameen Koota Financial Services Private Limited and changed its name to CreditAccess Grameen Limited in January 2018. CreditAccess Grameen Limited was incorporated in 1991 and is headquartered in Bengaluru, India. CreditAccess Grameen Limited is a subsidiary of CreditAccess India BV.

Credit ServicesBengaluru, India21,941 employeesWebsite →

At a Glance

ValuationPE 32.7 (50%ile of 6 quarterly points (limited history), range 14-81). Trading near median.
Sector Positionfinancial_services sector. Flow: neutral. is not among current leaders. Regime: NARROW LEADERSHIP (62%).
Historical ContextRSI oversold bounces for this stock succeeded only 0% of the time (avg -11.8% over 14 days) — not a reliable pattern.
Revenue TrendRevenue growing at 13770.0% YoY. Strong revenue growth — 13770.0% YoY

RSI pattern warning

RSI oversold bounces for this stock succeeded only 0% of the time (avg -11.8% over 14 days) — not a reliable pattern.

52-week position

Trading at 98.7% of 52-week high

52W low ₹1,11352W high ₹1,608.1

Technicals

RSI 14

73.8

Trend

uptrend

50 DMA

Above

200 DMA

Above

Key metrics

P/E ratio

32.7

50th pct · 6 quarterly points (limited history)

P/B

3.2

ROE

10.5%

Moderate profitability — 10.5% ROE

Market cap

₹25.3k Cr

Revenue growth

13770.0% YoY

Promoter

66.2%

52-week range

₹1,113 – ₹1,608.1

98.7% of high

RSI (14)

73.8

uptrend

vs 50 DMA

Above

DMA ₹1,361.26

Coverage

100/100

HIGH

Quick Take

CreditAccess Grameen: PE above historical average. NARROW LEADERSHIP regime.

Peer comparison

StockPrice5DP/EROERev growthMcap
BAJAJFINSV

Bajaj Finserv

₹1,870.7+6.4%30.914.6%530%₹3.0L Cr
BAJAJHLDNG

Bajaj Holdings

₹10,819+3.4%12.412.6%-4830%₹1.2L Cr
ABCAPITAL

Aditya Birla Capital

₹409.75+6.3%28.411.2%770%₹1.1L Cr
360ONE

360 ONE WAM

₹1,133.3+4.0%39.314.4%2690%₹46.8k Cr
ANANDRATHI

Anand Rathi Wealth

₹2,095.5+5.4%87.446.7%4760%₹34.1k Cr
ANGELONE

Angel One

₹345.95+5.2%34.115.5%3350%₹30.7k Cr
AADHARHFC

Aadhar Housing Finance

₹556.5+7.3%2215.8%2090%₹23.9k Cr
APTUS

Aptus Value Housing

₹285.5+6.9%15.220.1%2210%₹14.3k Cr
CREDITACC

CreditAccess Grameen

₹1,587.1+10.8%32.710.5%13770%₹25.3k Cr

Key Watchpoints

🟢

Breaks above ₹1666 (+5%)

Trend reversal confirmation

🔴

Breaks below ₹1508 (-5%)

Further downside risk

🟡

PE reverts to median of 31.1 (6 quarterly points (limited history))

Valuation normalization

🟢

Financial_Services sector entering leadership

Sector rotation signal

Facts

P/E Ratio
32.7MODERATE
P/B Ratio
3.2HIGH
ROE
1051.0%HIGH
Market Cap
₹2534621.5L CrHIGH
From 52W High
99% of high
Promoter Holding
66.2%MODERATE
Institutional
17.5%
Sector Peers
10

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