consumer

IRCTC

IRCTC · Nifty 50

519.95

Price 2026-06-17

BROAD EXPANSION73% confidence

At a Glance

Sector Positionconsumer sector. Flow: neutral. is not among current leaders. Regime: BROAD EXPANSION (73%).
Fundamental Score80/100 (STRONG). 2 positive flags, 2 concerns.
Historical Context54 similar technical setups. Average outcome: -6.8% decline. 0% positive.

Fundamental

80/100

STRONG

Trust

95/100

Verification

Coverage

44/100

LIMITED

Quick Take

IRCTC scores 80/100 on fundamentals (strong). IRCTC: BROAD EXPANSION regime.

Fundamental Score: 80/100 · STRONG · 0 signals detected

DuPont Analysis

ROE 32.3% broken into three drivers. Each shows how efficiently the company generates returns.

ROE32.3%=
26.7%Net Margin
×
0.7xTurnover
×
1.8xLeverage

ROE of 32.34% is strong margin-driven and stable. Net margin of 26.7% × asset turnover of 0.69x × leverage of 1.8x.

What This Means

Net margin of 26.7% means the company keeps ₹26.7 as profit for every ₹100 of revenue. This is a healthy margin. Asset turnover of 0.69x means the company efficiently uses its assets to generate revenue. Leverage of 1.8x means the company uses moderate debt. Returns are primarily driven by operations, not borrowing.

Margin Structure

Gross

35.7%

Operating

36.3%

Net

26.7%

declining

Gross margin 35.7% → operating margin 36.3% → net margin 26.7%. Margins are DECLINING. Check if input costs are rising or competition is pressuring pricing.

Financial Health

Earnings Quality

WEAK

Cash flow only covers 0.9x of net income — earnings quality is WEAK. Profit may not be converting to cash. Check receivables and inventory.

Debt Sustainability

COMFORTABLE

Interest covered 103.9x — very comfortable. Debt service is not a concern.

Free Cash Flow

STRONG

FCF margin at 22.9% — strong cash generation. Business is self-funding.

Peer Comparison

IRCTC is compared against 10 peers in the consumer sector.

Key Watchpoints

🟢

Breaks above ₹546 (+5%)

Trend reversal confirmation

🔴

Breaks below ₹494 (-5%)

Further downside risk

🟢

Consumer sector entering leadership

Sector rotation signal

Risk Flags

🔴 1 Critical⚠️ 1 Warning2 Positive4 total flags
🔴Cash covers only 14% of current liabilities
Balance Sheet

Liquidity squeeze. Company may struggle to meet short-term obligations without refinancing.

⚠️Price/Sales: 8.0x — expensive on revenue basis
Valuation

High revenue multiple. Market pricing in significant growth or margins expansion.

Minimal unusual items — clean earnings
Earnings Quality

Profits are from core operations, not one-offs. High quality.

High promoter holding: 62%
Governance

Strong insider alignment. Promoters have significant skin in the game.

⚠️ 1 critical + 1 warning flags. Exercise caution.

Data Quality

95/100All ratios self-computed from verified sources. 🟢 5 years of financial data — sufficient for trend analysis

News Correlation

margin pressure (4)management outlook (4)
Our margin analysis (declining) matches news reports of cost/margin pressure

50 articles scanned for fundamental themes

Facts

P/E Ratio
29.9UNAVAILABLE
P/B Ratio
9.7HIGH
Market Cap
₹4170799.8L CrHIGH
From 52W High
65% of high
Sector Peers
10
IRCTC Stock Analysis, Valuation, Fundamentals & Intelligence | FynSight